EU-DORA
Regulation (EU) 2022/2554 — Digital Operational Resilience Act
- Ch. I — General Provisions
- Art. 1. Subject matter (8)
- Art. 2. Scope (4)
- Art. 3. Definitions ref
- Art. 4. Proportionality principle (3)
- Ch. II — ICT Risk Management
- Art. 5. Governance and organisation (37)
- Art. 6. ICT risk management framework (23)
- Art. 7. ICT systems, protocols and tools (4)
- Art. 8. Identification (10)
- Art. 9. Protection and prevention (17)
- Art. 10. Detection (7)
- Art. 11. Response and recovery (23)
- Art. 12. Backup policies and procedures, restoration and recovery procedures and methods (19)
- Art. 13. Learning and evolving (16)
- Art. 14. Communication (4)
- Art. 15. Further harmonisation of ICT risk management tools, methods, processes and policies (10)
- Art. 16. Simplified ICT risk management framework (13)
- Ch. III — ICT-Related Incident Management, Classification and Reporting
- Art. 17. ICT-related incident management process (9)
- Art. 18. Classification of ICT-related incidents and cyber threats (7)
- Art. 19. Reporting of major ICT-related incidents and voluntary notification of significant cyber threats (18)
- Art. 20. Harmonisation of reporting content and templates (7)
- Art. 21. Centralisation of reporting of major ICT-related incidents (9)
- Art. 22. Supervisory feedback (6)
- Art. 23. Operational or security payment-related incidents concerning credit institutions, payment institutions, account information service providers, and electronic money institutions (2)
- Ch. IV — Digital Operational Resilience Testing
- Art. 24. General requirements for the performance of digital operational resilience testing (8)
- Art. 25. Testing of ICT tools and systems (3)
- Art. 26. Advanced testing of ICT tools, systems and processes based on TLPT (14)
- Art. 27. Requirements for testers for the carrying out of TLPT (9)
- Ch. V — Managing ICT Third-Party Risk
- Art. 28. General principles (26)
- Art. 29. Preliminary assessment of ICT concentration risk at entity level (7)
- Art. 30. Key contractual provisions (24)
- Art. 31. Designation of critical ICT third-party service providers (16)
- Art. 32. Structure of the Oversight Framework (11)
- Art. 33. Tasks of the Lead Overseer (18)
- Art. 34. Operational coordination between Lead Overseers (4)
- Art. 35. Powers of the Lead Overseer (19)
- Art. 36. Exercise of the powers of the Lead Overseer outside the Union (15)
- Art. 37. Request for information (15)
- Art. 38. General investigations (10)
- Art. 39. Inspections (8)
- Art. 40. Ongoing oversight (7)
- Art. 41. Harmonisation of conditions enabling the conduct of the oversight activities (5)
- Art. 42. Follow-up by competent authorities (14)
- Art. 43. Oversight fees (3)
- Art. 44. International cooperation (2)
- Ch. VI — Information-Sharing Arrangements
- Art. 45. Information-sharing arrangements on cyber threat information and intelligence (3)
- Ch. VII — Competent Authorities
- Art. 46. Competent authorities (17)
- Art. 47. Cooperation with structures and authorities established by Directive (EU) 2022/2555 (7)
- Art. 48. Cooperation between authorities (2)
- Art. 49. Financial cross-sector exercises, communication and cooperation (5)
- Art. 50. Administrative penalties and remedial measures (14)
- Art. 51. Exercise of the power to impose administrative penalties and remedial measures (9)
- Art. 52. Criminal penalties (2)
- Art. 53. Notification duties (2)
- Art. 54. Publication of administrative penalties (8)
- Art. 55. Professional secrecy (4)
- Art. 56. Data Protection (3)
- Ch. VIII — Delegated Acts
- Art. 57. Exercise of the delegation (3)
- Ch. IX — Transitional and Final Provisions
- Art. 58. Review clause (7)
- Art. 59. Amendments to Regulation (EC) No 1060/2009 (5)
- Art. 60. Amendments to Regulation (EU) No 648/2012 (7)
- Art. 61. Amendments to Regulation (EU) No 909/2014 (6)
- Art. 62. Amendments to Regulation (EU) No 600/2014 (3)
- Art. 63. Amendment to Regulation (EU) 2016/1011 (4)
- Art. 64. Entry into force and application (1)
Conformity Obligations
19Chapter I — General Provisions
Chapter II — ICT Risk Management
Chapter III — ICT-Related Incident Management, Classification and Reporting
Chapter IV — Digital Operational Resilience Testing
Chapter V — Managing ICT Third-Party Risk
Article 33. Tasks of the Lead Overseer
1 obligation
Chapter VI — Information-Sharing Arrangements
Chapter VII — Competent Authorities
Article 46. Competent authorities
17 obligations
EU-DORA-46-01
Conformity
Designation of competent authorities for credit institutions
Credit institutions and institutions exempted pursuant to Directive 2013/36/EU must be subject to supervision by the com
EU-DORA-46-02
Conformity
Designation of competent authorities for payment institutions
Payment institutions, electronic money institutions, and account information service providers must be subject to superv
EU-DORA-46-03
Conformity
Designation of competent authorities for investment firms
Investment firms must be subject to supervision by the competent authority designated in accordance with Article 4 of Di
EU-DORA-46-04
Conformity
Designation of competent authorities for crypto-asset service providers
Crypto-asset service providers authorised under the Regulation on markets in crypto-assets and issuers of asset-referenc
EU-DORA-46-05
Conformity
Designation of competent authorities for central securities depositories
Central securities depositories must be subject to supervision by the competent authority designated in accordance with
EU-DORA-46-06
Conformity
Designation of competent authorities for central counterparties
Central counterparties must be subject to supervision by the competent authority designated in accordance with Article 2
EU-DORA-46-07
Conformity
Designation of competent authorities for trading venues and data reporting
Trading venues and data reporting service providers must be subject to supervision by the competent authority designated
EU-DORA-46-08
Conformity
Designation of competent authorities for trade repositories
Trade repositories must be subject to supervision by the competent authority designated in accordance with Article 22 of
EU-DORA-46-09
Conformity
Designation of competent authorities for alternative investment fund managers
Managers of alternative investment funds must be subject to supervision by the competent authority designated in accorda
EU-DORA-46-10
Conformity
Designation of competent authorities for management companies
Management companies must be subject to supervision by the competent authority designated in accordance with Article 97
EU-DORA-46-11
Conformity
Designation of competent authorities for insurance undertakings
Insurance and reinsurance undertakings must be subject to supervision by the competent authority designated in accordanc
EU-DORA-46-12
Conformity
Designation of competent authorities for insurance intermediaries
Insurance intermediaries, reinsurance intermediaries and ancillary insurance intermediaries must be subject to supervisi
EU-DORA-46-13
Conformity
Designation of competent authorities for occupational retirement provision
Institutions for occupational retirement provision must be subject to supervision by the competent authority designated
EU-DORA-46-14
Conformity
Designation of competent authorities for credit rating agencies
Credit rating agencies must be subject to supervision by the competent authority designated in accordance with Article 2
EU-DORA-46-15
Conformity
Designation of competent authorities for benchmark administrators
Administrators of critical benchmarks must be subject to supervision by the competent authority designated in accordance
EU-DORA-46-16
Conformity
Designation of competent authorities for crowdfunding service providers
Crowdfunding service providers must be subject to supervision by the competent authority designated in accordance with A
EU-DORA-46-17
Conformity
Designation of competent authorities for securitisation repositories
Securitisation repositories must be subject to supervision by the competent authority designated in accordance with Arti
Chapter VIII — Delegated Acts
Chapter IX — Transitional and Final Provisions
Article 64. Entry into force and application
1 obligation